Better payouts built for gaming
The SP Payout Card is a virtual payout card built for US-based sportsbooks, DFS and iGaming operators. Customers get instant access to their winnings. Operators get lower payment costs, automatic compliance, and a built-in rewards program that keeps winning customers coming back.
Contact us about the SP Payout CardFind out where your payout process could improve
Get a free, personal review of your payout process. We'll find where friction, manual work, extra cost or missed redeposits are holding you back. Then we'll show you practical ways to improve.
Request a Payout Experience Audit
Payouts are changing
Three shifts are raising the stakes on how you handle payouts.
Customer expectations are changing
Customers expect instant access to their winnings. Only 30% of operators pay out most withdrawals in under five minutes.
Payout operations are becoming more complex
Payouts aren't just transactions anymore. Each one brings identity checks, KYC, compliance and fraud controls. Processing alone can cost anywhere from under 4% to over 8% of GGR.
Automation hasn't caught up
Operators know what would improve payouts: automated approvals, real-time fraud checks and integrated banking. The challenge is making it real.
What SP Payout Card does
Pay winnings out instantly
Winnings settle to a virtual card in seconds. No more waiting.
Lower the cost of every payout
Cut payment processing and merchant fees. Winnings stay ready for the next deposit.
Compliance handled automatically
KYC and fraud checks happen on every transaction, using rules your team sets. You can hold or flag anything that needs a closer look before it pays out.
Allow customers to spend winnings anywhere
Customers can spend their winnings the same day they win, wherever they already shop, in store or online.
A built-in rewards program
Every card includes 1.5% cashback on everyday spend, and up to 25% cashback on digital gift cards across 700+ retailers. Customers get a reason to keep using the card. You don't have to build or maintain a rewards system to make that happen.
What this means for your business
More revenue from customers you've already won
Winning customers are your most valuable, and how you pay them out decides whether they stay. Our soon-to-be-released research report with SBC Insights found operators typically see 20-30% of withdrawn funds redeposited within 24 hours.
The strongest operators see as much as 50%. The rewards program adds to this, keeping your card in the player's hands between sessions.
Lower your cost per payout
You pay lower processing and merchant fees, see fewer failed transactions, and spend less time on manual review. Together, that cuts your total cost of running payouts.
Free up your payments team
KYC, fraud screening and approvals run automatically, cutting the manual workload on your payments and operations staff. The controls they're accountable for stay in place.
Simplify your payout stack
Payouts, compliance and KYC all run through one solution built for gaming.
How SP Payout Card works
Withdraw funds
User chooses to withdraw funds to a virtual Mastercard.
Virtual card
A virtual card is created - funded by their Fluz account balance. Users who have already created a virtual card can withdraw funds to their existing card.
Add to Apple/Google Pay
Add the virtual card to Apple and/or Google Pay and use anywhere Mastercard is accepted.
Enquire about the SP Payout Card
